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Pre-Payment Options

There are a growing number of options available to the public today when seeking to preplan and prepay their final wishes. We can tailor a plan that's right for you. From single pay plans to automatic monthly bank withdrawals designed to meet anyone's budget concerns, our staff would be pleased to outline the choices available. 

Pre-paying can protect you and your family from future inflationary trends while providing the piece of mind of knowing that they will be cared for after you are gone. Below you will find more detailed explanations of the plans that we have available. If you would like to request an appointment after you have reviewed this information, we would be pleased to have one of our staff go over any additional questions you might have.

Trusted Funeral Plans
Traditionally, funeral homes have placed their clients' prepaid funds into trust with a local bank or financial institution.  This remains a very popular option.  With a trust, your money is held in your own name (or the name of the person for whom the funeral is intended) and will earn interest.  The interest is used at the time of death to offset any rise in cost.  The funeral will not cost your family any more than what you paid for it originally.  If at the time of death there is money left over (ie: the interest was greater than the rate of inflation) then the excess funds will be returned in full to the estate.  You may choose to pay your funeral in full or we can work out a payment schedule and accept post dated cheques from you. 

Insurance Products
In recent years, insurance companies have begun to offer funeral plans as well.  At J. Scott Early Funeral Home we work with Fortis Benefits Insurance Company.  There are of course different benefits to funding your prepaid funeral through insurance, and paying monthly premiums.  One of the unique ones that we are able to offer through Fortis is the Child Rider, providing coverage for a purchaser's children, grandchildren or great grandchildren should an accidental death occur.  This option is available when you pay the cost of the funeral in full, and don't opt for monthly premiums.

Summing Up...
Obviously there are too many options and alternatives to go into detail on this page.  We strive to make the plan that will best suit an individual's own needs.  For more information, or a quotation tailored just for you, please feel free to contact us by telephone or email. 

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905-878-2669 21 James Street | Milton, ON L9T 2P3 | Fax: 905-878-2382 | Email: